Now a day, Its really very difficult to look forward for a very efficient but cheap health insurance plan.There are many types of plans are available like Network Plans, HSAs and Catastrophic Health Insurance Approach, Indemnity Plan, Catastrophic, Guaranteed Issued.(1) For quite determined in finding a cheap health insurance rate, then you might find a Health Maintenance Organization plan very attractive. You will be asked to name your own primary care physician or "gate-keeper." On every occasion that you will visit your doctor, you will be tasked to fill up and complete a PCP's referral. The health insurance rates in HMOs are much cheaper and affordable than the conventional health insurance plans.(2) For HSAs and Catastrophic Health Insurance Approach, will be required deliver a pre-tax to the account that is mainly allotted for you. (3) For Indemnity Plan which is considered as a cheap health insurance with a significantly high deductible insurance plan is not like any other traditional plan, it can pretty much assure anyone instant benefits for whatever type of pressing event. Whenever you lodge a money claim intended for a valid emergency cause, pre-determined money is paid to you.A catastrophic policy is designed to protect you from major losses, have a larger deductible than your standard major medical policy ($10,000 or more) to keep monthly premium payments to a minimum.